Introduction
Checking your bank account balance is an essential task to manage your finances effectively. With the advancement in technology, banks have made it more convenient for account holders to check their balances. In this guide, we will walk you through the step-by-step process of checking your Punjab National Bank (PNB) balance easily.
How to Check PNB Balance Online
PNB provides several online methods to check your account balance without the need to visit a branch. Here are the steps to check your PNB balance online:
1. PNB Net Banking
- Visit the official website: Go to the PNB net banking portal.
- Login: Enter your username and password to log into your account.
- Check balance: Navigate to the account summary or balance check section to view your balance.
2. PNB Mobile Banking App
- Download the app: Install the PNB Mobile Banking App on your smartphone.
- Login: Enter your credentials to access your account.
- View Balance: Locate the balance check option to see your current balance.
How to Check PNB Balance via SMS
PNB also offers the option to check your account balance using SMS services. Follow these steps to check your PNB balance via SMS:
- Compose SMS: Type BAL and send it to 5607040 from your registered mobile number.
- Receive SMS: You will receive an SMS with your account balance details shortly.
How to Check PNB Balance via Missed Call
Checking your PNB account balance through a missed call is a quick and convenient option. Here’s how to do it:
- Dial the number: Give a missed call to PNB’s dedicated balance check number from your registered mobile number.
- Receive SMS: You will receive an SMS with your account balance information shortly.
Visit a PNB Branch
If you prefer traditional methods, you can always visit the nearest PNB branch and use the passbook facility to check your account balance. Simply update your passbook at the branch counter or through an ATM to get the latest balance information.
FAQs (Frequently Asked Questions)
1. Can I check my PNB account balance without internet access?
Yes, you can check your PNB account balance through SMS or by giving a missed call to the designated number from your registered mobile number.
2. Is there a charge for checking PNB account balance online?
PNB does not charge for balance inquiries made through net banking, mobile banking app, or SMS services. However, standard SMS charges may apply as per your mobile service provider.
3. What should I do if I receive an inaccurate balance via SMS?
If you receive an incorrect balance via SMS, you should visit the nearest PNB branch or contact customer support to rectify the issue.
4. Can I check multiple PNB account balances using the same mobile number?
Yes, you can check balances of multiple PNB accounts linked to the same mobile number using the SMS or missed call service, by specifying the respective account number in the message.
5. How often should I check my PNB account balance?
It is advisable to check your PNB account balance regularly to track your expenses, monitor incoming funds, and ensure the security of your account.
By following the simple steps outlined above, you can easily check your PNB account balance through various convenient methods. Regularly monitoring your account balance is crucial for effective financial management and staying updated on your finances.
